Hire Purchase - Asset finance services - West End Leasing

Hire Purchase 

 
Hire Purchase is our most popular asset finance product. It is a simple and straightforward way of obtaining finance on many different assets for both business and private individuals: 
 
Normally requires you to put down a deposit, normally 10% (plus the full VAT of the asset where applicable) 
The remaining balance is then spread out over a specified period of time, normally 12- 60 months, into fixed montly payments. 
You can pay off a lump sum from your loan at any point you can do so at any stage of the agreement. 
In addition to this you also take title of the asset at the end of the agreement when the last payment has been made. 
 
The benefits of a hire purchase agreement for business customers are that the fixed monthly repayments can aid cashflow and you can also claim tax relief on the interest charged. The vehicle is also classed as an asset and can be written down against taxable profit by 25%. 
 
For more information on the tax and VAT implications of this product get in touch or speak to your accountant. 
 
*Please note that all of our financial services are subect to status, for more information please see our terms & conditions
 
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